We all dream of winning the lottery - no more debt, endless holidays and a ridiculously large and unwarranted collection of whatever takes your fancy.
Lucky couple David and Carol Martin, who last week won £33 million on the National Lottery, are setting a sterling example by saying they intend to donate to UK flood victims.
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David and Carol Martin, both 54, kiss in front of the media
Unfortunately for some, life has other ideas and throws them a massive wad of bad luck and temptation.
As one previous winner said: "Everybody dreams of winning money, but nobody realises the nightmares that come out of the woodwork, or the problems."