Year in Monzo Is Giving People The Financial Reality Check Nobody Asked For

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First Spotify embarrassed us by revealing we spent 90% of 2018 listening to Ariana Grande. Now Monzo has decided to join in the public shaming by telling us where we spent all our money last year.

Anyone who uses the bank can now see their ‘Year In Monzo’, a round-up feature which will show, in no uncertain terms, how often you used your card and how many times you sent other people money.

And, of course the restaurants, pubs and shops that hurt your wallet the hardest – turns out we need to stop eating at Pret so much. At least we can take solace in the fact we aren’t the only ones.

Reading your 2018 @monzo summary.... #YearInMonzo pic.twitter.com/KOXYrS06qt

— Mark Hemmings (@mhemmings) January 8, 2019

My #YearInMonzo highlights how often I hit up McDonald's after a night out... Oh dear

— Ed Maxwell-Lyte (@edwardmlyte) January 8, 2019

My #yearinmonzo was just about the most tragic thing I've ever seen. My biggest food spend was McDonalds and my biggest entertainment spend was HayU which I use exclusively to watch the Kardashians 🤦♀️

— Yasmine (@yasminebarrell) January 8, 2019

Wow @monzo that eating out segment is really mocking me. pic.twitter.com/MFwLQOHoJ7

— oluwaremilekun/remi-lyn (@Think_Please_) January 8, 2019

Thanks to Monzo for telling me all the pubs I've wasted my money in over the past 12 months pic.twitter.com/dgwQgsT8Dy

— Jake May (@__jakemay) January 8, 2019

Good job I’m on a diet and aiming to save money this year as my #YearInMonzo seems to have been 58% spent on food 🤦🏻♀️ pic.twitter.com/ZLp5LI52vj

— Leanne Leveaux (@LeanneLeveaux) January 8, 2019

I might have to try and cut back on the @Pret this year... #yearinmonzo pic.twitter.com/RpN4lbaNl5

— Gerard Groves (@GerardGroves) January 8, 2019

Maybe I could up that Holiday spend if I stopped with the cheeky Nandos 🙄 #YearInMonzo pic.twitter.com/TDFItHLmoL

— Jack Stewardson (@AWellArmedMonk) January 8, 2019

My #YearInMonzo summary’s just given me a headache. Let’s not talk about how much I spend on eating out 😳

— shareen (@ItsShareeenn) January 8, 2019

Oh great now even my bank is nagging how much Ive spent at the pub. 🙄🍺😄 #YearInMonzo

— jehn lonnon. (@joshuamsykes) January 8, 2019

#YearInMonzo is so good! Uncomfortable reading tho... Two things I’ve learnt, I spend too much money in Costa Coffee ☕️ and send too much money to my Wife!

— Jordan Norris (@Jordannorr1s) January 8, 2019

Other people just realised the truth about TfL.

Apparently my entertainment consists in taking the tube 😆 #YearInMonzo pic.twitter.com/BtI8FWynqQ

— Emiliano Mancuso (@eMancu) January 8, 2019

And decided to make some new year’s resolutions.

Two of my biggest shopping spends were in Paperchase and Card Factory!? I'd like all of my friends to know you will not be receiving birthday cards in 2019, you fuckers don't keep them anyway. #yearinmonzo

— Yasmine (@yasminebarrell) January 8, 2019

Loool changes need to be made🤦🏿♂️ #YearInMonzo

— HUNCHO (@SamuellBllack) January 8, 2019

If you want to check your own ‘Year In Monzo’ then you should have instructions sent to you in an email.

We’re going back to paying in cash in 2019.

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